Our Free Insurance Details

Luvtatravel.com

Disclaimer:

All travelers must be residents of the country of their departure. Coverage may not be available to all destinations nor from all states. If the country or state is not available for coverage, Luvtatravel will refund the cost paid to the customer.

Travel Guard travel insurance plans include travel insurance & assistance that travels with you. Coverages may include: Trip cancellation due to terrorism & other named unforeseen events, trip delay, lost baggage, medical emergency, & others. Purchase online for immediate coverage. Certain coverages are subject to purchase requirements. See each coverage for details. This is only a brief description of the coverage(s) available under policy series T30337NUFIC. The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 70 Pine Street, New York, NY 10270. Is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states.

How Do I Get My Complimentary Insurance?

1. Fill out and email the form. No personal information is required. No social security numbers, no credit cards, I only need the booking number, your names and ages.

2. If you want to purchase the additional coverage, indicate on the form and an agent will call you personally. Never send credit card information in an email!

3. That’s it! Your policy, either the complimentary or the additional coverage policy will be emailed to you. Print out 2 copies and you’re set.

The no-cost insurance policy is our way of thanking you for booking with Luvtatravel and making sure you have a safe, healthy travel experience so you’ll come back to us for your future travel needs.

Provides for the additional air transportation expenses incurred by the Insured to return you to the return destination if interrupted by supplier.
. $500: Trip Delay
Reimburses you up to $100 a day for additional accommodations or travel expenses if you are delayed for more than 12 hours due to a covered reason.
. $750: Baggage & Personal Effects
Reimburses you if your luggage is lost, damaged, or stolen while you are on your trip. (Coverage subject to a $50 deductible.)
. $200: Baggage Delay
Reimburses you for the purchase of essential items if your bags are delayed for more than 24 hours.
. $10,000: Medical Expenses
Covers necessary medical expenses up to one year after the sickness or injury, provided injury or sickness occurred while on your trip, and initial medical treatment was received while on your trip. (Coverage subject to a $50 deductible.)
. $100,000: Emergency Medical Transportation
Covers evacuation and transportation to the nearest adequate medical facility.

. 24/7 WORLDWIDE ASSISTANCE SERVICES*:

Travel Medical Assistance*

A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.

. Emergency Travel Assistance*

Dedicated live travel counselors available to help with any travel request, including flight or hotel rebookings, rental car reservations, roadside assistance, and more.

. Worldwide Travel Assistance*

Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.

. Concierge Services*

Whatever you need, whenever, wherever you need it, you can call on your own personal assistant to help. Services include sporting, theater or theme park tickets, tee time reservations, kid-friendly restaurant referrals and reservations, and more. You need it; we’ll find it for you.

. Pre-Existing Medical Condition Exclusion Waiver

(Prex waiver applies to the first $15,000 of trip cost.)

. Trip Cancellation or Trip Interruption coverage due to Financial Default

Covers you if your tour operator, cruise line or airline declares financial default more than fourteen days after your effective date of coverage. -see Description of Coverage for complete details. (Financial default is not covered for all suppliers.)

. Flight Guard$25,000 of coverage for covered losses while you are flying.

24/7 WORLDWIDE ASSISTANCE SERVICES*:

Travel Medical Assistance*

A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.

. Emergency Travel Assistance*

Dedicated LiveTravel counselors available to help with any travel request, including flight or hotel rebookings, rental car reservations, roadside assistance, and more.

. Worldwide Travel Assistance*

. Concierge Services*

*Non-insurance services are provided by Travel Guard Assist.

Questions

Q. Does this policy pay me back for cancellation?
A. No. Additional coverage for cancellations may be purchased however and added to your policy. Click here to see additional coverage details.
Q. What happens if a family member not traveling becomes ill or passes away? Is this covered?
A. No. Additional coverage may be purchased to cover this event however.
Q. What is the Pre-Existing condition waiver and how can I qualify?
A. If you are medically able to travel when you purchase your package. For Trip Cancellation or Trip Interruption coverage, which may be purchased separately, the pre-existing condition exclusion will be waived up to the first $15,000 of trip cost per person.
Q. Does everyone going on the trip need to purchase the insurance to be covered?
A. No. One child age 17 and younger is covered at no additional cost for each insured adult. Each child must be related to the primary insured. Only those listed as travelers in the original Apple package will be covered.
Q. How long do my bags need to be delayed before I will be covered for baggage delay?
A. 24 hours or more.
Q. I am 55 and my husband is 60, are we eligible?
A. Yes.
Q. When does the coverage begin?
A. All coverages will begin at 12:01 am local time at the location of the insured on the scheduled trip departure date shown on the policy
Q. How do I file a claim?
A. To file a claim, you can call Travel Guard between the hours of 7:00 am and 7:00 pm Central Time and start the process with a Claims Analyst. The analyst will explain what needs to be provided to process your claim. The form will then be faxed or mailed to you to provide that information.
Q. What if I want a refund?
A. Travel Guard is committed to providing products and services that will exceed expectations. If You are not completely satisfied, You can receive a refund provided 1) it is not past the original departure date; 2) you have not submitted a claim; and 3) requests must be submitted to Travel Guard in writing within 15 days of the effective date of your coverage. If past 15 days, premium and service fees are non-refundable.

Q. What if I want Trip Cancellation coverage?

A. Send an email to Luvtatravel and agents will call for your credit card information. They will complete the forms necessary for the additional coverage and a new policy will then be sent to you via email. Trip cancellation policies may also be purchased from Apple Vacations that includes a refund if trip prices go up. (See AVOK Policy in website)

Complementary Insurance Details

. Children age 17 and under covered at no additional cost (1 per adult)

. Family Concierge/Personal Assistance Services*

. Insure trip costs up to $100,000 per person

. Lost baggage coverage -- $750 per person

. $500: Trip Interruption - Return Air Only