Luvtatravel.com

 

Why should you purchase travel insurance?

 

There are hundreds of circumstances that could cause you to cancel your trip, return home early or force you to seek emergency medical treatment while traveling.  To demonstrate the importance of purchasing travel insurance, and emergency travel services, here are some common examples of what could go wrong.

1. It's 10 p.m. and you and your immediate family arrive at the airport for a connecting flight, only to find that your flight has been cancelled. Who can assist you with finding new flights to get everyone home?

2. Your bag was lost with your insulin inside. You need help to locate your bag as soon as possible and have your emergency prescription filled. Who do you call?

3. You're involved in an accident and adequate medical treatment is not available. Who will help arrange and pay for a medical evacuation?

4. If your sister-in-law becomes seriously ill and you must cancel your trip, what happens to your non-refundable deposits or pre-payments?

5. You arrive in Jamaica and your luggage doesn't. If it's lost, who will help you find it? If it's delayed, who will pay for your necessities? If it's stolen, who will pay to replace it?

 

 

Apple Vacations AV-OK Insurance

1. What is AVOK Insurance?
For Land Only and Charter Air packages, AVOK is $49.99 per person for 4 nights or less and $69.99 per person for 5 - 14 nights*. Remember, AVOK is not applicable for groups of 15 or more, cruises or ski packages.

2. What type of coverage does AVOK provide on my vacation? AVOK is a vacation security plan that combines a pre-departure Cancellation Waiver provided by Apple Vacations which allows you to cancel for any reason with Post-Departure Travel Insurance Benefits.

3. Am I covered by AVOK on the day of departure , and when does Pre-departure coverage end and AVOK's Post-departure Tour Guard Travel Insurance coverage begin? Travelers who purchase AVOK can cancel up until the time of departure.

4. If I purchase AVOK and do a *name change (not a name correction) do I need to re-purchase AVOK?

Name Yes                      Date Yes                    Departure City Yes

Hotel Downgrade No       Hotel Upgrade No        Duration No

Destination Yes

Fare Class Change $25 per person fee to reactivate AVOK

 

Luvtatravel’s No-Cost Travel

Insurance by Travel Guard

Children age 17 and under covered at no additional cost (one per adult passenger)

Family Concierge/Personal Assistance Services*

Lost baggage coverage -- $750 per person

$500: Trip Interruption - Return Air Only
$500: Trip Delay
$750: Baggage & Personal Effects
$200: Baggage Delay
$10,000: Medical Expenses
$100,000: Emergency Medical Transportation
Emergency Travel Assistance*

24/7 WORLDWIDE ASSISTANCE SERVICES*:

Worldwide Travel Assistance*

Concierge Services*

 

Does NOT refund the cost of the trip if you are unable to travel for any reason.  Additional coverage must be purchased to insure that event.